dcache: extrace and use d_unlinked()

d_unlinked() will be used in middle-term to ban checkpointing when opened
but unlinked file is detected, and in long term, to detect such situation
and special case on it.

Signed-off-by: Alexey Dobriyan <adobriyan@gmail.com>
Signed-off-by: Al Viro <viro@zeniv.linux.org.uk>